Personal injuries from motor vehicle accidents are regrettably common. As a result of injuries sustained in a car crash, you may be entitled to make claims against car insurance companies.
The types of claims available to you are as follows:
- No-fault Claims
- Claims against the other driver (if you are not at fault for the accident)
Accident Benefits or No-Fault Claims
These benefits are available, even if you are at fault for the accident and/or do not have your own car insurance coverage. You are entitled to no-fault benefits as long as they are reasonable and necessary and as a result of the motor vehicle accident.
Beware of Minor Injury Guideline (MIG)
As of September 1, 2010 if accident related injuries are considered to be a “Minor Injury” then the total amount payable for medical assessments and rehabilitation is restricted to $3,500.00. However, if you have pre-existing conditions or have sustained certain types of injuries which makes your need for treatment more complex, then your injuries may not be categorized under the MIG and will provide you access to $50,000.00 in medical and rehabilitation benefits for your treatment.
Contact my office immediately so we can assist with the completion of the insurance forms and explain the next steps you need to take to protect you rights.
Claims Against the at Fault Driver
If you are involved in a motor vehicle crash and the accident is not your fault, you may have a claim for the following losses: Pain and Suffering, Housekeeping Costs, Future Care Costs, Out of Pocket expenses and Medical Expenses not covered by standard accident benefits coverage. Please note that claims for Pain and Suffering are limited to injuries that are deemed to create a permanent and serious impairment of an important bodily function and are subject to a $30,000.00 deductible. Navigating this threshold requires the assistance of your treating health professionals and a team of experienced legal professionals in motor vehicle law.
As a personal injury lawyer I have settled millions of dollars in motor vehicle accident claims. Contact my office immediately so we can assist with the completion of the insurance forms and explain the next steps you need to take to protect your rights.
The most important thing you can do following an accident where you have sustained any injury is to contact our Motor Vehicle Accident team.
Please call my office for a free consultation and we will be happy to explain to you all of your Motor Vehicle Collision rights.
Some of the timelines are very short, call immediately to ensure your rights are protected and you do not miss any time frames or legal steps.
Don’t worry about talking to us—your initial consultation with a lawyer in our office or at your home is free.